This year began with us saying farewell to three retiring board members: Tom Burgess, Kathy Hanson, and Kathy McCoy. We could always count on them for wise counsel and hard work. Luckily, Tom has agreed to continue with HLF as a Director Emeritus! We also welcome new board member Stephanie Laakson. Many of you already know Stephanie. She has lived in Hayward most of her life with her husband Gunnard and their two children, Jake and Suzi.  They are now enjoying their grandchildren, immensely! Stephanie was employed at Hayward Community Credit Union for more than 36 years, when she retired almost six years ago to begin her clothing alterations and custom sewing business. Welcome, Stephanie!